My first speeding ticket, how much will this affect my insurance?

I got pulled over and got a ticket of about 277 dollars, the cop said i could talk to the prosecutor and he can lower the fine down as well as the demerit points, so if the fine does get lowered and i only went around 29km/h over the speed limit, how much can this affect my insurance rates?

2 Responses to “My first speeding ticket, how much will this affect my insurance?”

  1. Ivan Vadequeva Says:

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  2. On A Journey Says:

    It depends on all kinds of factors, so this question is impossible to answer. Some insurance companies will give you a ‘freebie’ (ie your insurance won’t go up after your first claim or ticket). After receiving a few tickets over the years I’ve found that my insurance hasn’t been impacted at all.