26Dec/093
Speeding ticket, car accident, insurance increase?
I just got a pretty bad speeding ticket. 90 in a 70 and that was even after the cop bumped it down a little bit for me. I paid the 350 dollars for the ticket already so that is all behind me now. I was wondering if a speeding ticket of 20 over would jack my insurance up at all? Anybody know? Thanks.
-Also my wife just got in a crash that was her fault a few days ago. For some reason we have to pay the first 500 dollars of repairs before our insurance covers the rest. Why is that? I thought that the insurance would cover everything.
Thanks.
December 26th, 2009 - 00:13
I’m by no means an expert, but I believe that your insurance probably will go up, especially with the two incidents both happening so recently.
Also, it depends on the insurance company, but I believe the 500 dollars was probably a deductible before the insurance company started paying.
That’s tough, hang in there!
December 26th, 2009 - 00:13
The $500 is the deductible, that’s about standard. Yes you’re insurance will go up and/or the may even drop you altogether. Insurance companies are not in business to insure you, there there to make money, no matter what they say in their commercials.
December 26th, 2009 - 00:13
The $500 is the deductible, and like u said that’s how much your responsible for before the ins. comp covers the rest. Its a good Chance that it will, but don’t change insurance company’s. Reason being when they run your driving record there going to pull up the ticket and accident.