31Aug/097
17 years old, speeding ticket, traffic school, insurance?
cop said if i do traffic school and go to court it wont be on my record and my insurance shouldnt go up too much
i'm 17 and got a speeding ticket today for going 15 over the speed limit. i will go to traffic school for sure (4 hours) and i know it will keep the offense off my record, but will my insurance go up? if so, by how much?
by the way i live in illinois
thanks oklatom!!!
August 31st, 2009 - 08:32
Try this site where you can get quotes from different companies so you can find it out.
http://ginsurance.notlong.com
August 31st, 2009 - 08:32
Bummer.
This will affect your insurance greatly..
Since your already a teen, insurance is high enough but with that ticket it will increase and stay on record.
Did you try fighting the ticket?
August 31st, 2009 - 08:32
If the offense is kept off the record by you completing the course, taking the certificate of completion to the court, and then going the time required (typically 6 months to a year), the ticket will never be on your record and therefore won’t affect your insurance rates.
If you get a second ticket during the probation time though, it will be on record.
August 31st, 2009 - 08:32
You can also do an online traffic course(lots of reading and a test at the end) which is the same as going to an actual traffic school.
August 31st, 2009 - 08:32
People seem to think that if they go to traffic school the ticket disappears. Not generally true although in some states sometimes it is true, but it’s unusual. Going to traffic school usually only removes the points from your record. Points are used to determine if you should lose your license. The speeding ticket if you are convicted remains on your driving record forever although it only "counts" against you for 3-5 years depending on which state you’re in. Insurance companies don’t count speeding tickets older than 3-5 years to determine your rates. How much your rates will go up is completely up to your insurance company.
In your case if the cop said your insurance won’t go up too much then there will be something on your record or the insurance company wouldn’t know about it and you insurance wouldn’t go up at all.
People will say it’s not true that it stays on your record. I have seen several newspaper articles regarding drivers involved in serious accidents. They frequently cite the drivers long history of speeding tickets going back 30 years or more. How do you think they found out about the 30 year old speeding tickets?
August 31st, 2009 - 08:32
To Be honest,It will take a little time to find the answer for the question of yours.have a look at the resource here
http://www.CarInsuranceTip.info
for your reference .
August 31st, 2009 - 08:32
autoinsurance.undonet.com – check this one. As I remember they have lowest car insurance rates for teens and young drivers.